A title company verifies the legal ownership of a property, checks for liens or claims, and provides title insurance to protect against potential ownership disputes. We also handle escrow services, document preparation, and closing coordination.
A title company verifies the legal ownership of a property, checks for liens or claims, and provides title insurance to protect against potential ownership disputes. We also handle escrow services, document preparation, and closing coordination.
A title search is an in-depth review of public records to confirm legal ownership and identify any title defects such as liens, judgments, unpaid taxes, or legal restrictions that could affect your property.
Typically, a title search takes a few days to a week, but complex cases may take longer.
Title insurance is a one-time policy that protects homeowners and lenders from financial loss due to title defects, fraud, unknown heirs, or unpaid liens.
Yes! While lender’s title insurance is required for financed purchases, owner’s title insurance is optional but highly recommended to protect your investment from unexpected claims.
Lender’s title insurance protects the mortgage lender, while owner’s title insurance protects you, the homebuyer, against ownership disputes and title defects.
No, title insurance is a one-time payment made at closing. There are no recurring fees.
Escrow is a secure third-party account where funds, documents, and other items related to a real estate transaction are held until all conditions are met.
Bring a valid government-issued ID, any required down payment or closing costs, and any documents requested by your lender or escrow officer.
The closing itself usually takes 30-60 minutes, but the full transaction process can take 30-45 days depending on financing, inspections, and title clearance.
Yes! We offer remote online notarization (RON) and mobile notary services in certain cases, allowing you to close from anywhere.
Yes! We offer remote online notarization (RON) and mobile notary services in certain cases, allowing you to close from anywhere.
If you have owner’s title insurance, your policy will cover legal defense and financial protection against valid claims.
Yes, unresolved liens, ownership disputes, or missing documents can delay closing. This is why we conduct thorough title searches and curative work before finalizing your transaction.
You’ll need to update your title records with the county and provide legal documentation, such as a marriage certificate or court order.
